Are you required to carry proof of insurance in your vehicle?

Are you required to carry proof of insurance in your vehicle?

• A. Yes; you must carry valid proof of insurance or be able to provide it upon request.
• B. No; you can show proof only if asked after an accident.
• C. Only if you own a new car.
• D. Only when traveling across state lines.

Answer: (A)

In New York, you must have proof of motor vehicle liability insurance with you in the vehicle and be ready to show it to a police officer if asked. This requirement applies whenever you’re operating the vehicle, not only after an accident, and it isn’t limited to new cars or to travel across state lines. The idea is to be able to demonstrate to law enforcement that your vehicle is insured, either with a physical proof card or an acceptable electronic version if your insurer provides one. If you’re stopped or involved in a crash and cannot produce proof on request, you can face penalties, even if you actually have insurance. So the best choice is the one that states you must carry valid proof of insurance or be able to provide it upon request.

In New York, you must have proof of motor vehicle liability insurance with you in the vehicle and be ready to show it to a police officer if asked. This requirement applies whenever you’re operating the vehicle, not only after an accident, and it isn’t limited to new cars or to travel across state lines. The idea is to be able to demonstrate to law enforcement that your vehicle is insured, either with a physical proof card or an acceptable electronic version if your insurer provides one. If you’re stopped or involved in a crash and cannot produce proof on request, you can face penalties, even if you actually have insurance. So the best choice is the one that states you must carry valid proof of insurance or be able to provide it upon request.